x402·Algorand TestNet·USDCNNMYRB…2KXE

Buy one subscription analysis

No account, no subscription — the price is quoted by the endpoint and settled on chain before the plan is written.

$0.001
per analysis
Today's budget for this endpoint$0.00 of $0.01

$0.01 left · 10 more analyses

Or pay from your own wallet →

MONTH

‹

May 2026

›

Subscriptions · monthly total

₹1,647/mo

Showing the verdicts as they stood on 31 May 26 — the agent re-run against that date, not today. Back to now

Total spend · May 2026

₹8,788

₹1,647 subscriptions due·₹7,141 spent this month

Recurring

4subscriptions

1 we can't judge

Wasted to date · as of 31 May 26

₹1,196

₹3,588 still on the table, across 1 subscription

We genuinely can't tell

1 subscription leave no trace when you use them — ₹1,947 riding on your answer. Rather than guess, we ask. Open one below to settle it, and until you do it counts for nothing.

Recurring subscriptions · monthly

ranked by money wasted

All transactions in May 2026

11 payments · ₹8,788
DateMerchantSourceAmount
26 May 26SWIGGYDemo₹425
26 May 26IRCTCDemo₹1,245
23 May 26NYKAADemo₹1,340
20 May 26NETFLIXsubscriptionDemo₹649
19 May 26CHOCOLATE ROOMDemo₹320
18 May 26SWIGGY ONEsubscriptionDemo₹499
15 May 26KUKU FM PREMIUMDemo₹99
14 May 26RAZORPAY*ZOMATO GOLDsubscriptionDemo₹200
12 May 26AMAZON PRIMEsubscriptionDemo₹299
10 May 26SWIGGYDemo₹462
Show 1 more
6 May 26MYNTRADemo₹3,250

What you bought· always about today

the analysis you paid for above

You have wasted ₹2,893 to date on subscriptions, with an annual saving of ₹5,988 available if you cancel the flagged services. Since 2026-08-31, the wasted amount has remained unchanged, and there have been no new detections or stopped billings.

₹5,988
a year on the table

You've saved ₹5,988 a year

All 2 cancelled · latest 23 Aug 26 · none of them count toward your monthly total any more

1Cancel these 2

saves ₹5,988 a year
Amazon Prime₹299/mo·₹2,093 wasted

You have not placed any Amazon orders, meaning all 7 charges are currently unmatched.

Amazon → Account → Prime membership → End membership

Open the cancellation page →
Cancelled 23 Aug 26 — no longer counted. Untick if that was a mistake.
Zomato Gold₹200/mo·₹800 wasted

You have not used this service in 143 days, which is outside the 90-day window, resulting in 4 charges since you last engaged with it.

Zomato app → Profile → Gold → Manage. Stop the UPI autopay mandate as well.

Cancelled 23 Aug 26 — no longer counted. Untick if that was a mistake.

2Decide on these 2

₹4,290 at stake
  • Netflix₹649/mo₹3,894 at stake

    Because Netflix does not leave a separate charge when used, we cannot tell if you are active and are asking you to verify rather than guessing.

  • KUKU FM PREMIUM₹99/mo₹396 at stake

    We do not recognise this merchant and cannot determine what usage looks like, so we are asking you to check instead of guessing.

Answer these in the list above — each row has a Yes / No you can change later.

3Keep this one

  • Swiggy One₹499/mo— You have placed 5 Swiggy orders in the last 90 days, with your most recent activity occurring 30 days ago.
Plan accepted.Prose by Gemini · every figure computed in code
Buy a fresh analysis · $0.001 ↑Clearing discards the plan — it does not refund the payment.

What if an AI had this wallet?

same endpoint · same caps · nobody clicking

That button above was a person spending. This is software spending — and this is where it gets stopped. The model produces one thing: the name of a subscription to analyse. It never names a price. Every amount comes from the server's own quote, checked against caps written in code the model cannot read or change, and each refusal says which rule stopped it.

One step runs a single decide-check-pay cycle and stops. Watch it spend repeats it until the model stops, a cap refuses payment, or you do.

    How this was worked out

    What counts as a subscription?

    A charge becomes a subscription when all four hold: the same merchant, charges 25–35 days apart, each within ±10% of the one before it, and at least 3 of them in an unbroken run.

    Two different time windows are involved, and mixing them up is the easiest way to get a wrong number:

    • Charge history is unbounded. Chains are traced as far back as your data goes — the month above names the period being reported, not a limit on what was read.
    • Usage is checked over 90 days. That decides the verdict. But the score is bounded by when you last used the service, however long ago that was — so a subscription last used 115 days ago counts only the charges billed since, not the whole chain.

    A gap longer than 35 days, or a price jump beyond 10%, ends the chain — only the current run counts. The monthly total is the sum of each subscription's latest charge, and the next-charge dates are projections from each chain's own cadence.

    30 transactions over 5 months (14 Jan 26 – 31 May 26)·usage checked over the last 90 days