Buy one subscription analysis
No account, no subscription — the price is quoted by the endpoint and settled on chain before the plan is written.
$0.01 left · 10 more analyses
Showing the verdicts as they stood on 30 Jun 26 — the agent re-run against that date, not today. Back to now
Total spend · June 2026
₹8,641.62
₹1,647 subscriptions due·₹6,994.62 spent this month
Recurring
4subscriptions
1 we can't judge
Wasted to date · as of 30 Jun 26
₹1,495
₹3,588 still on the table, across 1 subscription
We genuinely can't tell
1 subscription leave no trace when you use them — ₹2,596 riding on your answer. Rather than guess, we ask. Open one below to settle it, and until you do it counts for nothing.
Recurring subscriptions · monthly
ranked by money wastedAmazon Prime
since 11 Feb 265 monthsDemonext 11 Jul
₹299/mo
₹1,495 wasted
Likely unusedHigh confidenceNo Amazon orders anywhere in your history, and nothing in your inbox either. All 5 charges are unmatched.
Are you still using Amazon Prime?
Your answer overrides our inference, in either direction
Evidence chain
Looked forAmazon ordersmatching "amazon", "amzn"Window1 Apr 26 — 30 Jun 26(90 days)Found in windownothingLast usagenever seenNext charge11 Jul 26projected — last charge plus the usual gap5 charges since 11 Feb 26 · 4 months₹1,495 total- 11 Jun 26₹299seed-prime-5counted
- 12 May 26₹299seed-prime-4counted
- 12 Apr 26₹299seed-prime-3counted
- 13 Mar 26₹299seed-prime-2counted
- 11 Feb 26₹299seed-prime-1counted
₹1,495 = the 5 highlighted charges
Netflix
since 21 Mar 264 monthsDemonext 19 Jul
₹649/mo
₹2,596 at stake
Can't tellLow confidenceNetflix leaves no separate charge when you use it, so silence in your transactions is not evidence either way.
Have you watched anything on Netflix in the last 90 days?
₹2,596 riding on the answer — until you tell us, it counts for nothing
Evidence chain
This service leaves no separate charge when you use it, so there is nothing in your transaction history to search. Silence here is not evidence of disuse — it is what using it looks like.No claim is made and no money is counted against this subscription.Next charge19 Jul 26projected — last charge plus the usual gap4 charges since 21 Mar 26 · 3 months₹2,596 total- 19 Jun 26₹649seed-netflix-4
- 20 May 26₹649seed-netflix-3
- 20 Apr 26₹649seed-netflix-2
- 21 Mar 26₹649seed-netflix-1
Swiggy One
since 19 Mar 264 monthsDemonext 17 Jul
₹499/mo
Used
UsedConfirmed by youYou confirmed you still use Swiggy One.
Are you still using Swiggy One?
You said you still use it — this overrides what the evidence suggests
Evidence chain
Looked forSwiggy ordersmatching "swiggy", "instamart", "bundl"Window1 Apr 26 — 30 Jun 26(90 days)Found in window3 transactionsLast usage22 Jun 268 days agoNext charge17 Jul 26projected — last charge plus the usual gapYour answerStill using it— your answer overrides our inference4 charges since 19 Mar 26 · 3 months₹1,996 total- 17 Jun 26₹499seed-swiggy-one-4
- 18 May 26₹499seed-swiggy-one-3
- 18 Apr 26₹499seed-swiggy-one-2
- 19 Mar 26₹499seed-swiggy-one-1
Zomato Gold
since 14 Jan 266 monthsDemonext 13 Jul
₹200/mo
Used
UsedHigh confidence2 Zomato orders in the last 90 days, most recently 62 days ago.
Are you still using Zomato Gold?
Your answer overrides our inference, in either direction
Evidence chain
Looked forZomato ordersmatching "zomato"Window1 Apr 26 — 30 Jun 26(90 days)Found in window2 transactionsLast usage29 Apr 2662 days agoNext charge13 Jul 26projected — last charge plus the usual gap6 charges since 14 Jan 26 · 5 months₹1,200 total- 13 Jun 26₹200seed-zomato-gold-6
- 14 May 26₹200seed-zomato-gold-5
- 14 Apr 26₹200seed-zomato-gold-4
- 15 Mar 26₹200seed-zomato-gold-3
- 13 Feb 26₹200seed-zomato-gold-2
- 14 Jan 26₹200seed-zomato-gold-1
All transactions in June 2026
10 payments · ₹8,641.62| Date | Merchant | Source | Amount |
|---|---|---|---|
| 30 Jun 26 | AVENUE SUPERMARTS LTD | ₹2,859.62 | |
| 22 Jun 26 | SWIGGY | Demo | ₹388 |
| 21 Jun 26 | INDIAN OIL | Demo | ₹1,650 |
| 19 Jun 26 | NETFLIXsubscription | Demo | ₹649 |
| 17 Jun 26 | SWIGGY ONEsubscription | Demo | ₹499 |
| 14 Jun 26 | KUKU FM PREMIUM | Demo | ₹99 |
| 13 Jun 26 | RAZORPAY*ZOMATO GOLDsubscription | Demo | ₹200 |
| 11 Jun 26 | AMAZON PRIMEsubscription | Demo | ₹299 |
| 7 Jun 26 | DOMINOS PIZZA | Demo | ₹878 |
| 4 Jun 26 | FLIPKART | Demo | ₹1,120 |
What you bought· always about today
the analysis you paid for aboveYou have wasted ₹2,893 to date on subscriptions, with an annual saving of ₹5,988 available if you cancel the flagged services. Since 2026-08-31, the wasted amount has remained unchanged, and there have been no new detections or stopped billings.
You've saved ₹5,988 a year
All 2 cancelled · latest 23 Aug 26 · none of them count toward your monthly total any more
1Cancel these 2
saves ₹5,988 a yearYou have not placed any Amazon orders, meaning all 7 charges are currently unmatched.
Amazon → Account → Prime membership → End membership
Open the cancellation page →You have not used this service in 143 days, which is outside the 90-day window, resulting in 4 charges since you last engaged with it.
Zomato app → Profile → Gold → Manage. Stop the UPI autopay mandate as well.
2Decide on these 2
₹4,290 at stake- Netflix₹649/mo₹3,894 at stake
Because Netflix does not leave a separate charge when used, we cannot tell if you are active and are asking you to verify rather than guessing.
- KUKU FM PREMIUM₹99/mo₹396 at stake
We do not recognise this merchant and cannot determine what usage looks like, so we are asking you to check instead of guessing.
Answer these in the list above — each row has a Yes / No you can change later.
3Keep this one
- Swiggy One₹499/mo— You have placed 5 Swiggy orders in the last 90 days, with your most recent activity occurring 30 days ago.
What if an AI had this wallet?
same endpoint · same caps · nobody clickingThat button above was a person spending. This is software spending — and this is where it gets stopped. The model produces one thing: the name of a subscription to analyse. It never names a price. Every amount comes from the server's own quote, checked against caps written in code the model cannot read or change, and each refusal says which rule stopped it.
One step runs a single decide-check-pay cycle and stops. Watch it spend repeats it until the model stops, a cap refuses payment, or you do.
How this was worked out
What counts as a subscription?
A charge becomes a subscription when all four hold: the same merchant, charges 25–35 days apart, each within ±10% of the one before it, and at least 3 of them in an unbroken run.
Two different time windows are involved, and mixing them up is the easiest way to get a wrong number:
- Charge history is unbounded. Chains are traced as far back as your data goes — the month above names the period being reported, not a limit on what was read.
- Usage is checked over 90 days. That decides the verdict. But the score is bounded by when you last used the service, however long ago that was — so a subscription last used 115 days ago counts only the charges billed since, not the whole chain.
A gap longer than 35 days, or a price jump beyond 10%, ends the chain — only the current run counts. The monthly total is the sum of each subscription's latest charge, and the next-charge dates are projections from each chain's own cadence.
40 transactions over 5 months (14 Jan 26 – 30 Jun 26)·usage checked over the last 90 days