MONTH

‹

April 2026

›

Subscriptions · monthly total

₹499/mo

Showing the verdicts as they stood on 30 Apr 26 — the agent re-run against that date, not today. Back to now

Total spend · April 2026

₹6,999

₹499 subscriptions due·₹6,500 spent this month

Recurring

2subscriptions

all judged

Wasted to date · as of 30 Apr 26

₹897

₹3,588 still on the table, across 1 subscription

Recurring subscriptions · monthly

ranked by money wasted

All transactions in April 2026

8 payments · ₹6,999
DateMerchantSourceAmount
30 Apr 26MYNTRADemo₹3,250
23 Apr 26ZOMATODemo₹385
14 Apr 26NETFLIXDemo₹649
12 Apr 26SWIGGY ONEDemo₹499
10 Apr 26INDANE GASDemo₹1,105
8 Apr 26RAZORPAY*ZOMATO GOLDsubscriptionDemo₹200
6 Apr 26AMAZON PRIMEsubscriptionDemo₹299
5 Apr 26ZOMATODemo₹612

Your plan· always about today

a checklist, not an action — nothing is cancelled for you

You have wasted ₹2,893 on subscriptions to date, and you could save ₹5,988 annually by cancelling the flagged services. Since 2026-07-31, the total wasted amount has increased from ₹2,394 to ₹2,893, while Amazon Prime and Zomato Gold have remained idle.

₹5,988
a year on the table

1Cancel these 2

saves ₹5,988 a year
Amazon Prime₹299/mo·₹2,093 wasted

You have had no Amazon orders in your history, meaning all 7 charges are unmatched.

Amazon → Account → Prime membership → End membership

Open the cancellation page →
Zomato Gold₹200/mo·₹800 wasted

You have not used this service in 116 days, which is outside the 90-day window, and you have been billed 4 times since.

Zomato app → Profile → Gold → Manage. Stop the UPI autopay mandate as well.

2Decide on these 2

₹4,290 at stake
  • Netflix₹649/mo₹3,894 at stake

    Because Netflix leaves no separate charge when used, we cannot tell if you are using it and are asking you rather than guessing.

  • KUKU FM PREMIUM₹99/mo₹396 at stake

    We do not recognise this merchant and cannot tell what usage would look like, so we are asking you rather than guessing.

Answer these in the list above — each row has a Yes / No you can change later.

3Keep this one

  • Swiggy One₹499/mo— You have placed 6 Swiggy orders in the last 90 days, with the most recent one occurring 3 days ago.
Accepting gives you a checklist — nothing is cancelled for you.Prose by Gemini · every figure computed in code

How this was worked out

What counts as a subscription?

A charge becomes a subscription when all four hold: the same merchant, charges 25–35 days apart, each within ±10% of the one before it, and at least 3 of them in an unbroken run.

Two different time windows are involved, and mixing them up is the easiest way to get a wrong number:

  • Charge history is unbounded. Chains are traced as far back as your data goes — the month above names the period being reported, not a limit on what was read.
  • Usage is checked over 90 days. That decides the verdict. But the score is bounded by when you last used the service, however long ago that was — so a subscription last used 115 days ago counts only the charges billed since, not the whole chain.

A gap longer than 35 days, or a price jump beyond 10%, ends the chain — only the current run counts. The monthly total is the sum of each subscription's latest charge, and the next-charge dates are projections from each chain's own cadence.

20 transactions over 4 months (8 Jan 26 – 30 Apr 26)·usage checked over the last 90 days