Buy one subscription analysis
No account, no subscription — the price is quoted by the endpoint and settled on chain before the plan is written.
$0.01 left · 10 more analyses
Showing the verdicts as they stood on 31 Mar 26 — the agent re-run against that date, not today. Back to now
Total spend · March 2026
₹3,272
₹200 subscriptions due·₹3,072 spent this month
Recurring
1subscription
all judged
Wasted to date · as of 31 Mar 26
₹0
nothing flagged yet
Recurring subscriptions · monthly
ranked by money wastedZomato Gold
since 14 Jan 263 monthsDemonext 14 Apr
₹200/mo
Used
UsedHigh confidence4 Zomato orders in the last 76 days, most recently 5 days ago.
Are you still using Zomato Gold?
Your answer overrides our inference, in either direction
Evidence chain
Looked forZomato ordersmatching "zomato"Window14 Jan 26 — 31 Mar 26(76 days)Found in window4 transactionsLast usage26 Mar 265 days agoNext charge14 Apr 26projected — last charge plus the usual gap3 charges since 14 Jan 26 · 2 months₹600 total- 15 Mar 26₹200seed-zomato-gold-3
- 13 Feb 26₹200seed-zomato-gold-2
- 14 Jan 26₹200seed-zomato-gold-1
All transactions in March 2026
7 payments · ₹3,272| Date | Merchant | Source | Amount |
|---|---|---|---|
| 26 Mar 26 | ZOMATO | Demo | ₹440 |
| 21 Mar 26 | NETFLIX | Demo | ₹649 |
| 19 Mar 26 | SWIGGY ONE | Demo | ₹499 |
| 15 Mar 26 | RAZORPAY*ZOMATO GOLDsubscription | Demo | ₹200 |
| 13 Mar 26 | AMAZON PRIME | Demo | ₹299 |
| 7 Mar 26 | ZOMATO | Demo | ₹295 |
| 4 Mar 26 | IRCTC | Demo | ₹890 |
What you bought· always about today
the analysis you paid for aboveYou have wasted ₹2,893 to date on subscriptions, with an annual saving of ₹5,988 available if you cancel the flagged services. Since 2026-08-31, the wasted amount has remained unchanged, and there have been no new detections or stopped billings.
You've saved ₹5,988 a year
All 2 cancelled · latest 23 Aug 26 · none of them count toward your monthly total any more
1Cancel these 2
saves ₹5,988 a yearYou have not placed any Amazon orders, meaning all 7 charges are currently unmatched.
Amazon → Account → Prime membership → End membership
Open the cancellation page →You have not used this service in 143 days, which is outside the 90-day window, resulting in 4 charges since you last engaged with it.
Zomato app → Profile → Gold → Manage. Stop the UPI autopay mandate as well.
2Decide on these 2
₹4,290 at stake- Netflix₹649/mo₹3,894 at stake
Because Netflix does not leave a separate charge when used, we cannot tell if you are active and are asking you to verify rather than guessing.
- KUKU FM PREMIUM₹99/mo₹396 at stake
We do not recognise this merchant and cannot determine what usage looks like, so we are asking you to check instead of guessing.
Answer these in the list above — each row has a Yes / No you can change later.
3Keep this one
- Swiggy One₹499/mo— You have placed 5 Swiggy orders in the last 90 days, with your most recent activity occurring 30 days ago.
What if an AI had this wallet?
same endpoint · same caps · nobody clickingThat button above was a person spending. This is software spending — and this is where it gets stopped. The model produces one thing: the name of a subscription to analyse. It never names a price. Every amount comes from the server's own quote, checked against caps written in code the model cannot read or change, and each refusal says which rule stopped it.
One step runs a single decide-check-pay cycle and stops. Watch it spend repeats it until the model stops, a cap refuses payment, or you do.
How this was worked out
What counts as a subscription?
A charge becomes a subscription when all four hold: the same merchant, charges 25–35 days apart, each within ±10% of the one before it, and at least 3 of them in an unbroken run.
Two different time windows are involved, and mixing them up is the easiest way to get a wrong number:
- Charge history is unbounded. Chains are traced as far back as your data goes — the month above names the period being reported, not a limit on what was read.
- Usage is checked over 76 days. That decides the verdict. But the score is bounded by when you last used the service, however long ago that was — so a subscription last used 115 days ago counts only the charges billed since, not the whole chain.
A gap longer than 35 days, or a price jump beyond 10%, ends the chain — only the current run counts. The monthly total is the sum of each subscription's latest charge, and the next-charge dates are projections from each chain's own cadence. Your history is shorter than 90 days, so the window has shrunk to 76 and confidence is capped accordingly.
12 transactions over 2 months (14 Jan 26 – 31 Mar 26)·usage checked over the last 76 days