x402·Algorand TestNet·USDCNNMYRB…2KXE

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No account, no subscription — the price is quoted by the endpoint and settled on chain before the plan is written.

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Today's budget for this endpoint$0.00 of $0.01

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MONTH

‹

September 2026

›

Subscriptions · monthly total

₹0/mo

Showing the verdicts as they stood on 30 Sep 26 — the agent re-run against that date, not today. Back to now

Total spend · September 2026

₹200

₹0 subscriptions due·₹200 spent this month

Recurring

0subscriptions

2 cancelled · 3 stopped · 2 we can't judge

Wasted to date · as of 30 Sep 26

₹2,893

₹5,988 a year saved·nothing left on the table

We genuinely can't tell

2 subscriptions leave no trace when you use them — ₹4,290 riding on your answer. Rather than guess, we ask. Open one below to settle it, and until you do it counts for nothing.

Recurring subscriptions · monthly

ranked by money wasted
Cancelled and stopped (5)— no longer counted in your monthly total

  • Amazon PrimeCancelled

    11 Feb 26 – 10 Aug 26Demolast charge 51 days ago

    cancelled 23 Aug 26 — no longer counted

    ₹299/mo

    ₹2,093 wasted

    Likely unusedHigh confidence

    No Amazon orders anywhere in your history, and nothing in your inbox either. All 7 charges are unmatched.

    Are you still using Amazon Prime?

    Your answer overrides our inference, in either direction

    Evidence chain

    Looked forAmazon ordersmatching "amazon", "amzn"
    Window2 Jul 26 — 30 Sep 26(90 days)
    Found in windownothing
    Last usagenever seen
    StatusAppears cancellednothing billed for 51 days, so no future savings are counted — the waste it already caused still is
    7 charges since 11 Feb 26 · 6 months₹2,093 total
    • 10 Aug 26₹299seed-prime-7counted
    • 11 Jul 26₹299seed-prime-6counted
    • 11 Jun 26₹299seed-prime-5counted
    • 12 May 26₹299seed-prime-4counted
    • 12 Apr 26₹299seed-prime-3counted
    • 13 Mar 26₹299seed-prime-2counted
    • 11 Feb 26₹299seed-prime-1counted

    ₹2,093 = the 7 highlighted charges

  • Zomato GoldCancelled

    14 Jan 26 – 12 Aug 26Demolast charge 49 days ago

    cancelled 23 Aug 26 — no longer counted

    ₹200/mo

    ₹800 wasted

    Likely unusedHigh confidence

    Last sign of use was 154 days ago, outside the 90-day window. 4 charges billed since.

    Are you still using Zomato Gold?

    Your answer overrides our inference, in either direction

    Evidence chain

    Looked forZomato ordersmatching "zomato"
    Window2 Jul 26 — 30 Sep 26(90 days)
    Found in windownothing
    Last usage29 Apr 26154 days ago
    StatusAppears cancellednothing billed for 49 days, so no future savings are counted — the waste it already caused still is
    8 charges since 14 Jan 26 · 7 months₹1,600 total
    • 12 Aug 26₹200seed-zomato-gold-8counted
    • 13 Jul 26₹200seed-zomato-gold-7counted
    • 13 Jun 26₹200seed-zomato-gold-6counted
    • 14 May 26₹200seed-zomato-gold-5counted
    • 14 Apr 26₹200seed-zomato-gold-4
    • 15 Mar 26₹200seed-zomato-gold-3
    • 13 Feb 26₹200seed-zomato-gold-2
    • 14 Jan 26₹200seed-zomato-gold-1

    ₹800 = the 4 highlighted charges

  • NetflixEnded

    21 Mar 26 – 18 Aug 26Demolast charge 43 days ago

    appears cancelled — not counted in savings

    ₹649/mo

    ₹3,894 at stake

    Can't tellLow confidence

    Netflix leaves no separate charge when you use it, so silence in your transactions is not evidence either way.

    Have you watched anything on Netflix in the last 90 days?

    ₹3,894 riding on the answer — until you tell us, it counts for nothing

    Evidence chain

    This service leaves no separate charge when you use it, so there is nothing in your transaction history to search. Silence here is not evidence of disuse — it is what using it looks like.
    No claim is made and no money is counted against this subscription.
    StatusAppears cancellednothing billed for 43 days, so no future savings are counted — the waste it already caused still is
    6 charges since 21 Mar 26 · 5 months₹3,894 total
    • 18 Aug 26₹649seed-netflix-6
    • 19 Jul 26₹649seed-netflix-5
    • 19 Jun 26₹649seed-netflix-4
    • 20 May 26₹649seed-netflix-3
    • 20 Apr 26₹649seed-netflix-2
    • 21 Mar 26₹649seed-netflix-1

  • KUKU FM PREMIUMEnded

    15 May 26 – 13 Aug 26Demolast charge 48 days ago

    appears cancelled — not counted in savings

    ₹99/mo

    ₹396 at stake

    Can't tellNo signal

    KUKU FM PREMIUM is not a merchant we recognise, so we do not know what using it would look like in your transactions.

    Have you used KUKU FM PREMIUM in the last 90 days?

    ₹396 riding on the answer — until you tell us, it counts for nothing

    Evidence chain

    This merchant is not in our map, so we do not know what using it would look like. Rather than guess, we ask.
    No claim is made and no money is counted against this subscription.
    StatusAppears cancellednothing billed for 48 days, so no future savings are counted — the waste it already caused still is
    4 charges since 15 May 26 · 3 months₹396 total
    • 13 Aug 26₹99seed-kuku-4
    • 14 Jul 26₹99seed-kuku-3
    • 14 Jun 26₹99seed-kuku-2
    • 15 May 26₹99seed-kuku-1

  • Swiggy OneEnded

    19 Mar 26 – 16 Aug 26Demolast charge 45 days ago

    appears cancelled — not counted in savings

    ₹499/mo

    Used

    UsedConfirmed by you

    You confirmed you still use Swiggy One.

    Are you still using Swiggy One?

    You said you still use it — this overrides what the evidence suggests

    Evidence chain

    Looked forSwiggy ordersmatching "swiggy", "instamart", "bundl"
    Window2 Jul 26 — 30 Sep 26(90 days)
    Found in window4 transactions
    Last usage20 Aug 2641 days ago
    StatusAppears cancellednothing billed for 45 days, so no future savings are counted — the waste it already caused still is
    Your answerStill using it— your answer overrides our inference
    6 charges since 19 Mar 26 · 5 months₹2,994 total
    • 16 Aug 26₹499seed-swiggy-one-6
    • 17 Jul 26₹499seed-swiggy-one-5
    • 17 Jun 26₹499seed-swiggy-one-4
    • 18 May 26₹499seed-swiggy-one-3
    • 18 Apr 26₹499seed-swiggy-one-2
    • 19 Mar 26₹499seed-swiggy-one-1

All transactions in September 2026

1 payment · ₹200
DateMerchantSourceAmount
8 Sep 26Sham SirReceipt₹200

What you bought· always about today

the analysis you paid for above

You have wasted ₹2,893 to date on subscriptions, with an annual saving of ₹5,988 available if you cancel the flagged services. Since 2026-08-31, the wasted amount has remained unchanged, and there have been no new detections or stopped billings.

₹5,988
a year on the table

You've saved ₹5,988 a year

All 2 cancelled · latest 23 Aug 26 · none of them count toward your monthly total any more

1Cancel these 2

saves ₹5,988 a year
Amazon Prime₹299/mo·₹2,093 wasted

You have not placed any Amazon orders, meaning all 7 charges are currently unmatched.

Amazon → Account → Prime membership → End membership

Open the cancellation page →
Cancelled 23 Aug 26 — no longer counted. Untick if that was a mistake.
Zomato Gold₹200/mo·₹800 wasted

You have not used this service in 143 days, which is outside the 90-day window, resulting in 4 charges since you last engaged with it.

Zomato app → Profile → Gold → Manage. Stop the UPI autopay mandate as well.

Cancelled 23 Aug 26 — no longer counted. Untick if that was a mistake.

2Decide on these 2

₹4,290 at stake
  • Netflix₹649/mo₹3,894 at stake

    Because Netflix does not leave a separate charge when used, we cannot tell if you are active and are asking you to verify rather than guessing.

  • KUKU FM PREMIUM₹99/mo₹396 at stake

    We do not recognise this merchant and cannot determine what usage looks like, so we are asking you to check instead of guessing.

Answer these in the list above — each row has a Yes / No you can change later.

3Keep this one

  • Swiggy One₹499/mo— You have placed 5 Swiggy orders in the last 90 days, with your most recent activity occurring 30 days ago.
Plan accepted.Prose by Gemini · every figure computed in code
Buy a fresh analysis · $0.001 ↑Clearing discards the plan — it does not refund the payment.

What if an AI had this wallet?

same endpoint · same caps · nobody clicking

That button above was a person spending. This is software spending — and this is where it gets stopped. The model produces one thing: the name of a subscription to analyse. It never names a price. Every amount comes from the server's own quote, checked against caps written in code the model cannot read or change, and each refusal says which rule stopped it.

One step runs a single decide-check-pay cycle and stops. Watch it spend repeats it until the model stops, a cap refuses payment, or you do.

    How this was worked out

    What counts as a subscription?

    A charge becomes a subscription when all four hold: the same merchant, charges 25–35 days apart, each within ±10% of the one before it, and at least 3 of them in an unbroken run.

    Two different time windows are involved, and mixing them up is the easiest way to get a wrong number:

    • Charge history is unbounded. Chains are traced as far back as your data goes — the month above names the period being reported, not a limit on what was read.
    • Usage is checked over 90 days. That decides the verdict. But the score is bounded by when you last used the service, however long ago that was — so a subscription last used 115 days ago counts only the charges billed since, not the whole chain.

    A gap longer than 35 days, or a price jump beyond 10%, ends the chain — only the current run counts. The monthly total is the sum of each subscription's latest charge, and the next-charge dates are projections from each chain's own cadence.

    75 transactions over 9 months (14 Jan 26 – 30 Sep 26)·usage checked over the last 90 days